Sham Discount Packages

The “Sham Discount Package” is designed to negate any savings a consumer might have realized by buying a discount casket. Some funeral homes are attempting to eliminate consumer choice by claiming to offer a “Package Discount” to consumers who buy a casket from the funeral home. Through this deceptive technique, the funeral home inflates service prices, and then claims to offer a discount.

Here’s How It Works: A $2500 bill for funeral services is inflated to $4000. If you buy the casket from the funeral home, you get a $1,500 discount, which brings your price back down to $2500. The only people who actually pay the inflated (non-discounted) price are those who choose not to buy their casket from the funeral home. The “Sham Discount” is designed to force a consumer to either (A) buy a more expensive Funeral Home casket, or (B) pay for it anyway.

To Avoid this Scheme: Shop around first. Do not allow a Funeral Director to pick up the Deceased until you get a General Price List (GPL). The Funeral Rule Requires Funeral Directors to give you a GPL when you ask for one in person. They must have one on their person when they come to your house to pick up remains. Go over the prices before you allow them to pick up the body.

If a funeral home attempts to run this scam on your family, report it to: The National Casket Retailers Association immediately.

 


The Numbers Game

 

Since many consumers have saved money by buying a casket from Budget Casket Superstores, some funeral homes are now attempting to fool consumers with the appearance of low price caskets. They simply increase their service prices, and lower their casket prices. You pay the same total price as before, but the casket price is deceptively competitive.

Example:

Typical Funeral Prices

$1078.98 Non-Declinable service charge

$ 369.51 Embalming

$ 132.92 Other Preparation of body (Cosmetology, Hair, etc.)

$ 304.84 Visitation/Viewing

$ 325.73 Funeral Service at Funeral Home

$ 134.17 Transfer of remains to Funeral Home

$ 161.24 Hearse

$ 80.76 Service car/van

$ 18.74 Acknowledgement cards

$2606.89 Sub-Total

$2175.57 Casket 18 Ga. Steel, Sealer, Velvet interior

$ 760.79 Vault asphalt coated concrete sealer

$5543.25 Total

A Funeral Home playing the “Numbers Game”may offer prices like this:

$1800.00 Non-Declinable service charge

$ 500.00 Embalming

$ 250.00 Other Preparation of body

$ 500.00 Visitation/Viewing

$ 400.00 Funeral Service at Funeral Home

$ 200.00 Transfer of remains to Funeral Home

$ 200.00 Hearse

$ 100.00 Service car/van

$ 25.00 Acknowledgement cards

$3975.00 Sub-Total

$ 900.00 Casket 18 Ga. Steel, Sealer, Velvet interior

$ 668.25 Vault asphalt coated concrete sealer

$5543.25 Total (No Savings — you still pay the same)

To Avoid this Scheme: Shop around first. Do not allow a Funeral Director to pick up the Deceased until you get a General Price List (GPL). The Funeral Rule Requires Funeral Directors to give you a GPL when you ask for one in person. They must have one on their person when they come to your house to pick up remains. Go over the prices before you allow them to pick up the body.

If a funeral home attempts to run this scam on your family, report it to: The National Casket Retailers Association immediately.

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